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About Structured Settlements

You have weathered the ordeal of an injury or death in your family. This has been a stressful time, and you probably have worried about financial matters, both present as well as future. Structured settlements were designed to make a difference in the lives of people like yourself, by providing you with a light at the end of the tunnel. You have a new opportunity to regain financial control of your life.

Before structured settlements, many claimants risked losing a portion, or all, of their settlement money to difficult investment choices and/or to taxes and management fees that all negatively affected their investments.  In fact statistics show that 90% of all claimants who took their settlement in cash instead of a structured settlement had spent their entire settlement money within five years.  This can be extremely problematic and perhaps even life threatening for seriously injured claimants who are receiving a significant amount of money through a legal settlement to compensate for their substantial medical and health injuries and their limited ability to work in the future.

The IRS created a special tax incentive, which Congress made law in 1982, to allow claimants like you to receive tax-free, periodic income (a structured settlement). For the last three decades, millions of claimants have enjoyed peace of mind and financial security through a structured settlement..

A structured settlement gives you the chance to create a positive result from a painful event by providing you with guaranteed, tax-free income – providing money and payments to you when you need it.

You can have any portion of your settlement placed in a structured settlement, but the financial plan must be set up before you receive your money, and before you sign the settlement papers to resolve your claim. With the help of GOLD Settlement Planners, you can design the financial plan that best meets your needs.

A structured settlement has the benefits of: 1) tax-free income, 2) guaranteed income with maximum security, and 3) flexibility in setting up the financial plan most beneficial to you.